Resources

Payments Explained

The Payments Explained is a complete glossary that defines the main terms and concepts commonly used in the payment industry. In just a click you can access great articles and easily learn more about the payments world.

C

Card Testing

A kind of fraudulent activity where a fraudster tries to determine if stolen card information can be used to make purchases.

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Central Bank of Brazil

The BCB holds the Brazilian government’s most important accounts, receiving money and paying on its behalf. It is also the holder and investment manager of Brazil’s international reserves.

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Chargeback

A chargeback is the act of a customer filing for the return of their funds directly with the bank, that can happen for different reasons.

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Chilean peso (CLP)

Whether you’re investing in a business or the country itself, there’s a good reason to keep an eye on Chile. Learn everything about Chilean Peso.

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Chinese currency (yuan/renminbi)

This article, therefore, is here to help you understand a key aspect for anyone who is willing to do business in China: its currency.

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Contactless Payments

An increasing trend, contactless payments are a popular way for merchants to receive money for their goods and services. See how does it work.

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Credit card

Learn all about one of the most used payment method in Latin America and why you need to accept it in your online store.

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Credit Card Declines

Credit card decline is when for different reasons, a credit card payment cannot be processed and the transaction is declined.

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Credit card schemes

With card schemes, your customers can make purchases and pay bills, online or in-store, without the need for cash or cheques. Learn about card schemes.

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Cross-border Payments

Cross-border payments defined as funds paid to or taken in from different countries, so the location where the merchant is registered is different from the country where the customer's card was issued.

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P

Payee

You might have found the term “payee” somewhere. So, what is it? Let us clarify the payee meaning for you!

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Payment Authentication

In this article, we’ll take a closer look at different payment authentication methods.

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Payment Gateway

A payment gateway is a mechanism that assures security and facility sending credit card information from the merchant's website to the payment processor.

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Payment Processing

Is the entire process of an online payment transaction which involves different players such as the payment processor, the acquirer and issuer bank.

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Payment Reconciliation

The best way to ensure good financial standing is to establish a payment reconciliation protocol. See how Payment Reconciliation works.

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Payment Service Provider

Payment Service Providers work on the backend of the e-commerce and bring all the main parties involved in the transactions together.

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Payout

A Payout is a solution that allows you to pay your local service providers, suppliers, gig workers, and partners in Latin America.

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PCI DSS

PCI DSS: Payment Card Industry Data Security Standard is a set of 12 security standards designed to ensure that all the card payments are being processed safely.

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Pix

PIX is the system created by the Brazilian Central Bank to bring instant payments to life. It is through PIX that all wallets that use QR Codes will be interoperable.

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Pix Saque (Withdrawal)

In this article you will learn more about PIX Saque (Withdrawal), one of the new features recently added to the PIX universe.

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PIX Transfer Refunds

PIX completed its first year of existence on November 16th of 2021. In this article you will get to know more about how this new PIX refund feature works.

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Pix Troco

PIX Troco (Change) is an evolutionary PIX feature that allows its users to receive change in their purchases in Brazil. See how does it work.

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Psd2

PSD2 is the new EU financial directive. It obliges banks to open up their data in a secured form so that it can be shared between Third Party Providers.

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Beyond Borders 2026:
EBANX annual study on digital payments is out!

Bridging the gap between local payment rails with global commerce trends to reveal what drives today's most dynamic markets.

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